+------------+----------------------------------------------------------------------------------+
|  CREATION  |
+------------+                      SIGN UP
                                     ──┬──
                                       │
                                       ▼
                         <Individual profile creation>
                                       │
+------------------+-----+-------------│------------+-------------------------------------------+
| KYC VERIFICATION |     │                          │              | ACCREDITATION VERIFICATION |
+------------------+     |                          │              +----------------------------+
                         ▼                          ▼    
        +----------───► NEW                        NEW
        |                |                          | 
        |                ▼                          ▼  
     DECLINED ◄──── IN PROGRESS                  IN PROGRESS  ────► INFO_REQUIRED/DECLINED/EXPIRED
                         |                          |
                         ▼                          ▼
                      APPROVED                   APPROVED
                         |                          | 
                         ▼                          ▼ 
            <Dwolla Wallet creation>                |
                         |                          |
                         |                          |
+-------------+----------+--------------------------+-------------------------------------------+
| Investments |          |------------─►|◄────------+ 
+-------------+          |              |
                         ▼              |
                 [Ready to invest]      | 
                                        |
                                        ▼
                                  [Completed]
                   [Ready to mark investments as legally confirmed]
                                       │
+--------------------------------------│-------------------------------+